First Time Buyer

Take your first step on the housing ladder with a first time buyer mortgage. We can help you get started with as low as a 5% deposit mortgage.

Self Employed

Getting a self employed mortgage doesn't need to be a hassle. We can help you plan and prepare so your application goes smoothly.


It's important to regularly review your existing mortgage, as remortgaging can help ensure you are getting the most competitive deals available to you.

Moving Home

We can help you avoid unnecessary stress when moving home by finding the right mortgage for your new property and supporting you all the way to completion.

Capital Raising

Capital raising allows you to release equity from your home to pay for things like home improvements, consolidating debt or a deposit for a buy to let.

Debt Consolidation

Debt Consolidation can help lower your monthly outgoings and combining them within one manageable payment. We can help you gain control of your finances.

Shared Ownership

Shared ownership can help get you on the property ladder quickly by allowing you to purchase a share of a property while paying rent on the remaining share.

5% Deposit Mortgages

It's now easier to get on to the property ladder with just a 5% deposit, we can help find the best deal available for you and your circumstances.

Right To Buy

Right to Buy mortgage can help you purchase your council house or Housing Association property under the Government's Right to Buy scheme at a discount. Please note the content on this page relates to the Right To Buy Scheme in England only, rules maybe differ in Norther Ireland and Right To Buy is no longer available in Scotland or Wales.

Buy To Let

Buy to let mortgages are a great way to start buying investment properties, we can assist you whether you're a first time buyer or an experienced landlord.

Let To Buy

A let to buy mortgage involves remortgaging your existing home to rent it out, enabling you to then buy a new residential home.

Second Charges

A second charge mortgage is an alternative to remortgaging, that is secured by equity in your property and can be used to release funds.

Specialist Mortgage

Finding a mortgage can be difficult when you have a CCJ, defaults or other credit issues, we can help you find a specialist mortgage for your circumstance.


Savings accounts come in useful when linked with offset mortgages, allowing you to pay off your balance quicker and lower payments in the long term.

What our customers say

So happy we went with Key Mortgages to help with our house move. Daniel and Beth we're both excellent in commnicating and offering advice along the...

Joe Beardsley
30 Dec 2022 - View Source

Was great service from start to finish and all the staff that I dealt with was polite and respectful and really knew their job so I was very...

Anthony Slater
2 Oct 2022 - View Source

We received an excellent service and advice from the team at key mortgages, from beginning to end. The team are personable and well organised and...

Melissa Pearce
1 Oct 2022 - View Source
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